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Need Foundation Repairs or Waterproofing & Want Financing? Acculevel Has Options for You!

Image of dollar sign with words "Financing Options"

Originally posted 3/19/20; updated 1/27/23

There are times when financing your home repairs makes sense:

  • Maybe you just bought a house, and you don’t have the funds right now.  Many times, foundation repairs are part of the negotiations- you may be waiting on the check to be cut by the title company.
  • The stock market often fluctuates, making investors nervous about depleting their cash reserves.
  • You may have the funds in your savings account, but you’re not sure you want to use them.  (I always hesitate to let my emergency fund drop below a certain threshold- it feels too much like tempting fate.)
  • You’re on a limited budget. Or a limited income. Or you’ve just hit a rough spot and your emergency fund is tapped out.  (Murphy’s Law: what can go wrong, will go wrong!)

Whatever your personal circumstances, financing can be a great resource.  Acculevel is a family-owned and operated company that specializes in foundation repair and waterproofing.  We’ve been helping homeowners preserve their homes and restore their peace of mind since our start in 1996.  We provide options through GreenSky, so we can offer our customers the best financing plans available.

What Options Do We Offer?

Promotions and options update regularly, so your project advisor is going to be the best source of information.  But in general, there are usually options in the following categories:

  1. No interest and no payments: these are usually either 6 month or 12 month plans.  These are a great fit for customers who don’t have the funds in hand, but will receive them within a few weeks or months.  It’s a frequent choice for homeowners who are purchasing a new home, and can pay off the repairs when their previous home is sold.
  2. Interest free payments: there are frequently options for a variety of time periods: 6 months, 12 months, 8 months, etc.  For all of these, you only pay interest (and you will pay it on the total amount financed) if you go over the specified time frame.
  3. Low monthly payments: if you’re looking for a budget-friendly option, there are options for 84 months, 96 months, and more.  The interest rates for these can vary based on terms and your credit score, but the standard range is 7.99-9.99%.

Why Do We Use GreenSky?

GreenSky is an excellent finance partner for our customers because:

  1. Once you apply, you have 120 days to complete the purchase.   So if you need to schedule your repairs a few weeks after the estimate, this is not an issue.
  2. There are no activation fees or closing costs.
  3. There are no application fees.
  4. You are not charged any penalties if you pay off the balance ahead of schedule.  (These are sometimes called prepayment penalties.)
  5. The paperwork is minimal; most application processes are completed in 15-20 minutes.

If You Have Additional Questions

In addition to helping you apply for financing, your project advisor is an excellent resource for you.  He or she is familiar with your home and the issues that you need addressed, and can help you navigate the entire repair process.

If you don’t have a project advisor yet, you need to schedule an appointment with us!  We offer free estimates; give us a call and our friendly office staff will help find answers to your questions and make an appointment with one of our local project advisors.  They will evaluate your foundation concerns and recommend the best course of action for you, to keep your home strong and healthy for years to come.

We specialize in whole-home solutions.  Our goal is to address both the symptoms you’re experiencing and the root cause of the problem.  We want to completely resolve the issue that threatens your home’s health and stability.

Want more information about your home and its issues?  Use our free diagnostic tool!

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Kelly Kater

Over her twenty year career, Kelly has worked in a wide variety of fields: secondary education, nursing, biology, elder care, the postal service, multicultural development, and academia. She has developed a skill for translating industry-specific jargon into everyday language. Her goal is to share the knowledge and experience of the Acculevel team with homeowners, in a way that is both engaging and informative.

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